The Dodge Charger is a full-sized muscle car, a large 4-door sedan backed by a high-performance engine with serious horsepower. A recent Cars Direct review describes the Charger as having all the pavement-ripping, gut-thumping power of the old muscle cars, but packaged with modern creature comforts and tempered by handling competency.
Noted for fast acceleration and a top speed of up to 150 miles (241 kilometers) per hour, the Dodge Charger placed 7th among America’s top 10 most-stolen vehicles in 2008. This finding is based on a theft-claim study from the Highway Loss Data Institute, an affiliate of the Insurance Institute for Highway Safety. That study focused on vehicle models from 2005 to 2007.
A compact car, the Ford Focus was the 5th least-stolen vehicle in the U.S. last year. In the following analysis, average car prices and insurance rates for the Dodge Charger are compared against the cost for the much smaller Ford Focus.
Dodge Charger Car Prices
According to AOL Autos, national market prices for a new Dodge Charger range from $22,795 to $35,664 with an average price of $29,230. Some models of the Dodge Charger have V8 engines with up to 425 horsepower. Dodge Charger engine parts can be stripped at a chop shop and sold for at least twice as much as what the sellers could negotiate on the used car market. The prestige of Dodge Charger as a muscle car and the high value of Charger engine parts may partially explain why the Charger is on car thieves’ list of most-wanted automobile models.
Dodge Charger Auto Insurance Rates
The average annual car insurance premium for the Dodge Charger was $3,277 for the first two quarters of 2009, down 5.9% from 2008. That figure is based on an average of minimum and maximum average premium quotes from 15 top-rated auto insurers that Insurance.com compared for over 250,000 consumers during 2008. Quotes were for vehicles made in 2005 to 2009, and include data from 46 American states.
The range of average car insurance quotes for the Dodge Charger from the 15 auto insurance companies was severe, with:
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